What is travel health Insurance

Travel health insurance is life saver for travelers and in this post I will discuss what travel health insurance is, what the types of travel health insurance are and why travelers need it.

What Is Travel Health Insurance?

Traveling is the most thrilled word in the whole English dictionary and when traveling to other countries it’s become something else, something more than a thrill, something more adventurous. But not every traveling end with happiness. Sometimes it ends with suffering and sorrows. Life is uncertain, so anything can happen. But when you are far away from your place how could you survive or how could you make sure that you are getting the best medical facilities within your affordability? Here comes the travel health insurance. So let’s find out what is travel health insurance?

Travel health insurance is an insurance policy which ensures your safety in case of health related reasons. It is designed to protect the insurance holder for a particular period of time when you are miles away from your country. Against this the insured need to pay some amount to the insurance company. It covers some major or minor health related problem like medical emergencies, illnesses, hospitalization, surgery, evacuation, accidents etc. during your travel.

Types of Travel Health Insurance Coverage

There are basically two types of travel health insurance coverage:

1. Emergency protection: This type of protection for those people who already have a basic health insurance plan. But their insurance doesn't cover overseas plan. During traveling all emergency services protected by this emergency policy. This policy valid only during traveling and expire when the traveling ends.

2. Comprehensive protection: This kind of policy is for those people who don’t have any standard health policies.

Who Are the Best Travel Health Insurance Companies in USA?

Travel insurance policy needs some amount of premium to ensure your happiness in the time of your travel. This premium varies in different types of policies and duration of the policy. Different insurance companies have different types of policies and their premium is also varied from one to another.

According to the A.M. Best company, an insurance rating agency), MH Ross Travel Insurance Services and Travelex Insurance Services are the superior company among the all insurance companies in the USA.

American Express , the oldest insurance company in the world provides a facility which includes your travel health insurance policy like if the insurance holder is hospitalized for 5 days or more, they will fly a loved one to your side.

Why You Need Travel Health Insurance?

Travel health insurance policies are essential for most of us. Devastating natural calamities, frequently changing weather, different terror attacks in famous tourist attractive places at different times etc. threw life of a tourist in a death-defying situation. Travel health insurance doesn't protect you from this kind of situation in person but it will support your financial sector at that time and will ensure your best medical facilities during your travel.

Before purchasing travel health insurance you must discuss every pros and cons about the policy and the coverage because if anything bad happens the cost has to be given out of your pocket. You can compare the travel health insurance quotes from various companies to get the cheap travel health insurance.

Medical facilities cost you some extra money from your traveling budget. Sometimes you may find the overseas medical expense is really high. So don’t forget to take a health insurance plan before leave your home. Before purchasing a health insurance policy just make sure your insurance policy covers all your needs when you are traveling outside your country.

8 Simple Ways Get Cheapest Air Tickets

Getting cheapest air tickets may not easy if travelers think high class journey, but it is possible to find air tickets cheap if they follow few ways. In this article I will show some methods about how travelers buy cheapest air tickets.

Traveling with flights is now a popular form of transport because it is comfortable and time saving. But it adds a lot of money in the traveling budget. Just following these ground rules one can easily cut off his budget by getting the cheapest air tickets.

8 Rules to Get Cheapest Air Tickets

Both ways ticket: Buying two-way tickets is more convenient and costs saving than buying one way tickets. Most of the airlines provide some discounts while traveler buys two way tickets. But before purchasing two way tickets the travelers must know when the business will be finished and when they can return.

Choose convenient time: Timing is the fundamental factor to get a cheap air ticket. If you are choosing to travel in off seasons it will be easier for you to get a cheap ticket. If it is on the peak season, weekday tickets are cheaper than weekend’s tickets as you will find that people are likely to travel during weekends. In case of various occasion the ticket prices are high and also getting ticket can be tough. So it will be better if you choose to travel in off seasons.

Promotional tickets: Like other industry airline industry in more competitive than past because there are many new airline companies coming every year. To stay in the business these companies have to sell tickets and that’s why they offer various promotional packages. To promote their business most of airlines offer promotional discounts on tickets of different flights. It will redeem your budget if you find one.

Under-dog companies: To survive in the business and compete with the bigger company, small companies offer discounts most of their tickets. Most people reckon that only big companies offer discounts on their tickets. It’s a totally wrong concept. Bigger companies spend a big pie of money for advertisement of their products. They balance it by offering high price of their products where small companies don’t need to. So the small companies or especially new ones offer cheapest tickets to compete with the big companies. Travelers could take this as advantage like they can always choose the small companies for cheap price.

Websites of cheap tickets: Internet is the most suitable place for searching for a cheapest air ticket. There are full of websites where you can find the cheapest air lines ticket in an easy way. Tickets prices are vary from day to day. So you need to be up to date for the best price.

Advance booking: Sometime advance booking of tickets could save a lot of money. Most of the airlines reward customers who booked their tickets in advance. Due to different circumstances if you could not make the trip, then there are cancellation options where you can cancel your tickets.

Sales agents: There are many local airline agencies which sell tickets of various airline companies. Travelers can visit their office and compare the price of different airline to same destination and can find the cheapest one. It is easy to find cheap tickets from selling agents of different airlines rather than direct buying from the respective airlines companies.

Traveling package: Some travel agencies offer different travel packages which includes flights tickets as well in some extent. It also is reasonable in price while air tickets are included with the package. Buy taking the bunch of offers at a time agencies also provide some discount on your flight tickets.

To find the cheapest air tickets the travelers can also use the same airline company, so the company may offers special discount to their regular clients and other facilities. Traveling is always a matter of joy. But when you finished your travel and also save some money, it will added some extra value with your enjoyment of traveling. 

IELTS Preparation-How to get Good Score in IELTS

Do you worry about IELTS preparation? Do you know how to get good score in IELTS? This exam is very important for non-speaker English people who are going to abroad for higher study.

International English Language Testing System, in short form called IELTS. It is English efficiency test exam. Today’s world, it is a well known word to all. Cambridge University and IDP are authorized to take IELTS in the whole world. It is the most recognized English language testing system and almost all of the universities in the world accept IELTS score.

Universities try to increase their requirements of IELTS day by day. So to get a chance in a world class university it is necessary to get a very good score. It is a matter of some simple tricks to get a very high score and I am describing the tricks in my ways from my own experience.

Golden Time for IELTS Preparation

Many people ask is there any specific time or routine preparing IELTS. Actually any student can prepare themselves any time for this exam, but the higher scorers suggest that after applying for this exam a student should prepare timeline about how to prepare.

5 Ground Rules to Get a Good Score in IELTS

All the preparations should have taken before the test. There is no other way then practice a lot to get a good score in IELTS. Here I share some of the simple tricks I followed before my test.

1. Practice, practice and practice: Practice makes a man perfect. So make sure you have enough practice before registered for the test because each exam has huge fee. Take enough preparation before getting registered for the test.

2. Follow Only One Set of Guide Books: There are hundreds of writers have thousands of guide books for the IELTS test. But I recommend following just only one set of guide books. Different writer and publishers have their own way to express their opinions. So it will just give you exam panic rather then helping you.

3. Maintain a Strict Routine for Study: Try to solve at least one set of books from IELTS preparation guides before your exam. For this purpose, make a day to day routine and strictly follow it. It will be great if you build an hourly based routine for your preparation. As an example, in the Cambridge IELTS books, each book contains 4 to 5 mock test question paper of the full phase exam. Simultaneously, in each set contains 7 books. So totally, there are 35 tests. Now, if you plan to seat for solving one test a day, then it will take around 35 days to finish the set.

4. Seat for Practice Test Regularly: There are lots of preparation guide in market and internet as well. There are also online exams in the internet available now. So try to solve question paper in daily basis. If possible, register for mock tests in IELTS corners.

5. Asses Your Score Form Mock Test and Mark Your Weakness: The only reason I prefer to register in an IELTS center for mock test because, they asses your exam paper and publish your result to you. In some case, they also marked your weaknesses. So it will help you to find out where are you now and also help you to recover your deficiency.

If you search online then you will find many IELTS preparation materials and get other students experiences about the examination and preparation. If possible ask the English medium students to teach English properly and tell them to suggest you about how to get good score in IELTS examination. Here, I just shared my experience and also my secret of obtaining good result to show you the substitute ways. These are just my opinion not fact. Everyone should have their own way to reach their goal. These are mine. So find out your way to reach your target. Sit tight and get ready for the exam. 

Wish you good luck.